Terms of Service

Incuman Terms of Service

PLEASE READ OUR TERMS OF SERVICE (“TERMS”) CAREFULLY AS THEY WILL OUTLINE AND CONTAIN IMPORTANT INFORMATION. IF YOU DO NOT AGREE WITH THE FOLLOWING TERMS, DO NOT SIGN UP TO THE PLATFORM OR USE ANY OF THE DHANRHAK INVESTMENTS INC. SERVICES. THIS IS A LEGALLY BINDING AGREEMENT BETWEEN MEETQUOTESHACK AND THE USER.

MEETQUOTESHACK INC OWNS AND OPERATES THE WEBSITE LOCATED AT AND APPLICATION (“APP”). THE WEBSITE AND APPLICATION WILL BE KNOWN AS THE (“PLATFORM”). OUR PROPRIETARY PLATFORM ENABLES REGISTERED LISTERS & RETAILERS (“LISTERS”) (“RETAILERS”) TO LIST THEIR TANGIBLE ITEMS FOR LEASE OR SALE TO OTHER USERS (“RENTERS”) OR (“BUYERS) AND ALLOWS RENTERS OR BUYERS TO SEND PAYMENTS THROUGH THE PLATFORM, AS WELL AS OTHER RELATED SERVICES (THE “SERVICES”)

THESE TERMS OF SERVICE APPLY TO ALL USERS OF THE SERVICES, INCLUDING LISTERS, RETAILERS, RENTERS, BUYERS, USERS WHO UPLOAD, DOWNLOAD, USE OR ACCESS CONTENT ON THE WEBSITE, MEETQUOTESHACK APP AND/OR THE USERS WHO SIMPLY VIEW THE CONTENT ON THE WEBSITE (COLLECTIVELY, “USERS”).

BY VISITING THE WEBSITE, CREATING AN ACCOUNT THROUGH THE WEBSITE/APP OR OTHERWISE USING THE SERVICES, YOU ARE ACCEPTING THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, THEN DO NOT USE THIS WEBSITE/APP OR ANY OF ITS CONTENT OR SERVICES. THESE TERMS MAY BE REVISED OR UPDATED BY US FROM TIME TO TIME AND WE WILL USE COMMERCIALLY REASONABLE EFFORTS TO PROVIDE USERS WITH ADVANCE NOTICE OF ANY CHANGES. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS FOR ANY CHANGES. YOUR USE AFTER ANY REVISIONS OR UPDATES OF THESE TERMS SHALL ACKNOWLEDGE YOUR ACCEPTANCE OF SUCH REVISED TERMS. ANY NEW FEATURES THAT MAY BE ADDED TO THE SERVICES FROM TIME TO TIME WILL BE SUBJECT TO THESE TERMS UNLESS STATED OTHERWISE. YOU SHOULD VISIT THIS PAGE PERIODICALLY TO REVIEW THESE TERMS.

1. The Services

1.1. Incuman Services

The Incuman Platform allows Users to offer individuals to rent out anything, house, apartments, condos, cabins, trailer, cars, machinery, household items and other goods (“Items”) to other Users. And allows businesses to open online stores and to sell to other Users. Users who seek to rent out or sell out Items as “LISTERS” can create and publish on the Platform a listing in respect of the Item, which includes pricing (minimum rate, hourly, daily, weekly, monthly, event), pictures, description, availability type (quick check, manual, system), pickup location, delivery from location, as well as any rules or instructions Users seeking to rent or buy an item from a Listers (“Renters”) (“Buyers”) can make requests to book or buy the Items in accordance with the terms set by the Listers. And businesses who opens online stores are called “Retailers” can create online stores and publish on the Platform a product in respect of the item, which includes pricing, pictures, description, availability, pickup location, delivery location, as well as any other requirements necessary for the Retailer will selling product to Buyer.

1.2. Posting an item

When Posting an Item, a Listers & Retailers shall include all relevant safety instructions or any relevant use information in respect of the Item. MeetQuoteShack Inc reserves the right to inspect or verify the information provided in respect of any Item or listing. We may ask for a better-quality picture or provide a better-quality picture as we see fit.

1.3. BOOKING AN ITEM.

Buyers can request to buy or order Items made available by Listers by making a request to the Listers through the Platform and including the requested “Delivery Date” and paying the applicable price and delivery fees, including the rental fee charged by the Listers (“Rental Fee”). Once confirmed by the Listers, Incuman will notifying Renter that the Booking is confirmed.

1.4. DELIVERY AND USE OF ITEM.

On the Delivery date Date, Listers and Buyers are required to be at the agreed upon location to deliver the Item to the Buyer, also can use our delivery/pickup service. Buyers are responsible and liable for the Item during the Purchase and must follow the listers instructions at the time of purchase. Renter will be liable to cover the costs of damage or replacement of any damages or loss of the Item during the Buyers need to report any damages associated with the product during the time of purchase and delivery. Will returned to the Listers at the mentioned location. The Listers will replace the Item or fully refund the Buyer. After selling an item on Retail, the Buyer can opt for pick-up/delivery service. The delivery charges will be based on the distance and weight of the item.

1.5. INSURANCE

MeetQuoteShack has insurance through a third-party insurer that covers eligible Items of Lister located in eligible jurisdictions. The details of the insurance policy are located at third party portals website.

For covered Items, the third-party insurer will indemnify and hold harmless the Lister for any deductible to be paid in association with a valid claim under the insurance policy. To make a claim under the insurance, the Listers must submit a claim to the third-party insurer within 24 hours of the Booking ending and file a police report if requested by the third-party insurer.

IF LISTERS OPTS OUT OF THE INSURANCE COVERAGE OR INSURANCE BASED ON THE LOCATION OF THE BOOKING OR CATEGORY OF ITEM (E.G. EXCLUDED ITEMS), LISTERS AGREES THAT MEETQUOTESHACK INC. SHALL HAVE NO LIABILITY TO LISTERS IN THE EVENT OF ANY DAMAGE, LOSS, OR THEFT TO AN ITEM DELIVERED THROUGH THE PLATFORM.

In the event of any inconsistency between these Terms and the Insurance Policy, the terms of the Insurance Policy will prevail solely to the extent of any inconsistency.

1.6. RENTAL AGREEMENTS.

Once a Listers has accepted a request to book an Item from a Renter and the Booking is confirmed, the Posted and Renter will be required to execute a Rental Agreement in respect of the Booking. These Terms shall form part of the Rental Agreement.

2. Registration and accounts

2.1. REGISTRATION

To use Services as a Listers or Retailer or Renter or Buyer, you must register for an account (your “Account”).  You agree to (a) provide accurate, current, and complete information as may be prompted by any registration forms (“Registration Data”); (b) maintain the security of your password, and (c) maintain and promptly update the Registration Data as necessary to ensure it is up to date.

2.2. ELIGIBILITY

MeetQuoteShack Inc. makes the Services available in certain cities, as stated on our Platform (“Eligible Locations”). To register for an Account, you must be in an Eligible Location and you must be at least 18 years old. MeetQuoteShack reserves the right to amend its eligibility criteria at any time.

2.3. PERSONAL INFORMATION.

When registering with MeetQuoteShack Inc and using the Services, you may be asked to provide certain personal information. Certain personal information that you upload will be available to other users to allow you to use the Services. All Personal Information will be collected, used, and disclosed in accordance with our Privacy Policy.

2.4. ORGANIZATION ACCOUNTS.

If you register for an Account or use the Services on behalf of any organization, entity or third-party, you hereby represent and warrant that you have the authority to bind such entity and agree to these Terms on behalf of such entity.

2.5. BILLING INFORMATION.

Registered Users are required to provide valid credit card information, direct deposit information or other acceptable payment information to register (collectively known as “Billing Information”), which will be provided to MeetQuoteShack’s third-party payment processor (“Payment Processor”) and used for payment of fees and payouts under these Terms and remittance of payment for Platform transactions. Users shall promptly advise MeetQuoteShack Inc if their Billing Information changes due to loss, theft, cancellation, expiry, or otherwise, and Users shall be liable for any failure to pay fees caused by out-of-date Billing Information.

3. Disclaimers

3.1. USE OF THE PLATFORM.

If you interact with the MeetQuoteShack Platform in any way or create an Account, you do so at your own risk and understanding of our Terms of Service. MeetQuoteShack is not and will not be responsible for any actions by another user, individual, business, association, entity, or group that may physically, financially, verbally, digitally harm or distress you in any way. We use commercially reasonable efforts to provide an honest, safe, and trustworthy community but cannot be responsible for the actions of third parties.

3.2. DAMAGE AND THEFT.

Unless been informed or indicated otherwise, MeetQuoteShack Inc will not be responsible or any damages, theft, or destruction of items booked through the Platform and any losses arising from the use of the Platform will not be compensated or reimbursed by MeetQuoteShack Inc.

If a product is stolen during a delivery, then they Lister will resend a new item. Buyer will receive a new item for the item stolen during delivery.

Lister will be responsible for any kind of damage caused by corrosion, rust, rodents, insects, vermin, dampness of atmosphere, staining, freezing, artificially generated electrical currents to electrical appliances or devices, attempting to fix/adjust/ or affected by kinds of pollutant and seizure or confiscation for breach of any law or by order of any public authority.

3.3. ACCURACY OF USERS AND LISTINGS.

We have no control over the conduct of our Users or the truth or accuracy of the information that Users post on web-platform. We cannot guarantee the identity of any individual. We do not endorse any persons who use or register for our Services. However, MeetQuoteShack Inc reserves the right (but is not obligated to) verify the identity of Users as well as the availability and fitness of Items listed for selling by Listers. MEETQUOTESHACK INC IS NOT RESPONSIBLE FOR ANY FALSE OR MISLEADING INFORMATION ON THE WEBSITE OR PLATFORM AND WILL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER RESULTING FROM YOUR USE OF THE PLATFORM OR INFORMATION PROVIDED ON THE PLATFORM.

3.4. RENTAL EQUIPMENT.

USE OF ANY ITEMS RENTED THROUGH THE PLATFORM IS SOLELY AT YOUR OWN RISK. USERS ARE SOLELY RESPONSIBLE FOR ENSURING THAT THEY HAVE ADEQUATE KNOW-HOW, TRAINING, SKILLS AND ABILITIES TO USE ANY ITEM, INCLUDING OBTAINING AND REVIEWING MANUFACTURER INSTRUCTIONS AND SAFE HANDLING GUIDES. MeetQuoteShack WILL NOT BE LIABLE FOR ANY INJURIES, LOSSES, DAMAGES (INCLUDING DAMAGES TO INDIVIDUALS OR PERSONAL PROPERTY OR DEATH) ARISING FROM USE OF ANY ITEM.

4. BOOKING FEES AND PAYMENT TERMS

4.1 FEES.

There are no fees to register for the MeetQuoteShack Services. However, MeetQuoteShack charges subscription fees for each shop account made through the Platform (“Transaction Fees”).  MeetQuoteShack charges Listers a monthly fee for maintaining their URL, which fee is displayed to the Listers at the time that Listers lists his or her Item. MeetQuoteShack charges a Buyer delivery fee for each item they purchase through Incuman platform, which fee is displayed to the Buyer at the time that Buyer is at the checkout from buying cart.

4.2. TAXES

Subscription Fees and any other fees for purchases made through the Platform are subject to applicable taxes which will be determined by MeetQuoteShack and added to the respective fees. MeetQuoteShack is not responsible for calculating, reporting, remitting, and withholding any applicable federal, state, provincial, goods, services, value-added, municipal, or other taxes associated with the Listers’s services rendered or income earned through the Platform (“Listers Taxes”). Listers are solely liable for calculating, reporting, remitting, and withholding any taxes associated with Listers’s services rendered through the MeetQuoteShack Platform and agrees to indemnify and hold harmless MeetQuoteShack for any taxes

4.3. PAYMENTS.

MeetQuoteShack uses a third-party service provider, Stripe, to process all payments through Platform. Users are not permitted to make payments outside the Platform in connection with transactions arising from the use of the Platform. By providing your Billing Information, you agree to allow DhanRhak Investments Inc. to capture payments for when you confirm a purchase. MeetQuoteShack does have the ability to process additional charges for late fees or fees from a Dispute. MeetQuoteShack is not responsible for any fees that may or may not be applied to your Billing Information by your credit card provider or financial institution related to your use of the Services. MeetQuoteShack disclaims all liability in this regard. The Retailer & Buyer will use our Stripe for making and receiving payments.

4.4 PURCHASING PROCESS.

For a Buyer/Lister to confirm a Purchase, the buyer must pay in full. If the Billing Information is denied or the payment otherwise fails, MeetQuoteShack will automatically attempt to re-process the payment until it is successful, or the purchase will be canceled.

4.5 DAMAGE DEPOSIT

The Listers may have the option to require Renter pay a damage deposit (“Damage Deposit”) which will be collected and held by MeetQuoteShack for the duration of the Booking. If Listers requires a Damage Deposit, this must be paid at the same time as the applicable Booking Fees. If the equipment is damaged, lost or stolen during the Booking, the Renter will immediately forfeit the Damage Deposit and MeetQuoteShack will pay Listers the amount of the Damage Deposit, if Listers submits an “Issue” on the Platform to MeetQuoteShack within 24 hours of the Booking ending and files a police report if requested by MeetQuoteShack. The Listers will not be entitled to any other compensation from MeetQuoteShack or Renter. In cases where a deposit is required both the Listers and the Renter pay an additional processing fee.

4.6. PAYMENT TO LISTERS/RETAILER.

MeetQuoteShack will release the sale money owed to the Listers at the time that the purchase is marked as Complete. Depending on the Lister’s bank, it may take a few business days for the funds to be deposited to Lister’s Billing Information. The Retailer will receive payment within 3 to 5 business days after Buyer completed his purchase.

4.7. ISSUES

If there is an “Issue” requested within 48 hours of the Purchase Completion Date, the funds will not be released to the Listers until the Issue has reached a resolution. MeetQuoteShack has the right to determine, in its sole discretion, how to resolve an Issue, including:

  • Issuing a refund to the renter
  • Requiring the renter to pay for damages caused to an item;
  • Suspending or terminating any user’s account; and/or
  • Requiring the renter to pay the listed additional fees.

4.8. REFUNDS

MeetQuoteShack does not offer any refunds in respect of Subscription Fees. Some Listers’ may offer refunds in accordance with our Cancellation Policy. Buyer must review the Listers’s refund and replacement terms at the time of requesting a booking to determine the Listers’s cancellation policy. As per stipulated time period by the Retailer, if an item is returned for defects or any other reason it will be refunded within 3 to 5 business days.

4.9. CREDIT CARD CHARGEBACKS.

Buyers are liable for all Purchases and are solely responsible for all reversed or charged back transactions, regardless of the reason for, or timing of, the reversal or chargeback.  A chargeback is usually issued when a customer disputes a charge that appears on their credit card statement. A chargeback may result in the reversal of a transaction. When a chargeback is issued, Buyer is immediately liable to MeetQuoteShack for the full amount of payment of the chargeback plus any associated fees, fines, expenses, or penalties. You agree that we may recover these amounts by means of any Billing Information or another bank account you have provided to MeetQuoteShack or by way of set-off of any amounts owed by MeetQuoteShack to you. If we are unable to recover funds related to a Chargeback for which you are liable, you will pay us the full amount of the chargeback immediately upon demand. You agree to pay all costs and expenses, including without limitation attorneys’ fees and other legal expenses, incurred by or on behalf of us in connection with the collection of any unpaid chargebacks unpaid by you.

4.10. LATE FEES.

The Lister will be charged late fee on $2 for late payment of subscription

5. LICENSE; INTELLECTUAL PROPERTY

5.1. LICENSE.

Subject to your compliance with these Terms and your payment of any fees owed hereunder, DhanRhak Investments Inc grants you a non-transferable, non-exclusive, license to (a) access and use the Website, Platform, and the Services, and (b) download, install and use one copy of the App, if available, on a mobile device that you own or control for your use (the “License”). The Website/App is licensed to you and not sold. Except as explicitly provided herein, nothing in the Terms gives you a right to use the MeetQuoteShack names, trademarks, logos, or other distinctive brand features without our prior written consent.

5.2. RESERVATION OF RIGHTS.

The Services and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music (the “MeetQuoteShack Content”), and all intellectual property rights related thereto, are the exclusive property of MeetQuoteShack and its licensors. Use of the MeetQuoteShack Content for any purpose not expressly permitted by this Agreement is strictly prohibited.

5.3. FEEDBACK.

You may choose to, or we may invite you to submit comments or ideas about the Website, App, and Services, including but not limited to, about how to improve the Services or our products (“Feedback”). By submitting any Feedback, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place MeetQuoteShack under any fiduciary or other obligation, and that we are free to use the Feedback without any compensation to you and free to disclose the Feedback on a non-confidential basis or on any other basis, to anyone

5.4. USER CONTENT.

MeetQuoteShack does not claim ownership of the data, materials and/or content created, uploaded or otherwise transmitted by you through use of the MeetQuoteShack Website, App or Service, including but not limited Item descriptions, photos, graphics, designs, drawings, electronic documents and comments (“User Content”). However, by using the Website, App and/or Services, you grant MeetQuoteShack a worldwide, royalty-free, non-exclusive license to collect, use, reproduce, store, display and sublicense such User Content for the purpose of operating the Website, App and Services.

5.5. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT.

Users are strictly prohibited from using the Platform and Services to infringe the intellectual property rights of others. If you believe your copyright has been infringed, please provide MeetQuoteShack with the following information and MeetQuoteShack will forward your notice to the User:

  • Claimant’s name and address
  • Identify the copyright material that is alleged to have been infringed and the claimant’s interest or right with respect to that material
  • Specify the location data (e.g. the web address or internet address associated with the alleged infringement)
  • Specify the infringement that is alleged, and
  • Specify the date and time of the alleged infringement.

Notices must be sent to 

[email protected]
. MeetQuoteShack has an obligation under Canadian copyright law to forward any notice that complies with Copyright Act.

6. LICENSE RESTRICTIONS

MeetQuoteShack may impose certain limitations on the use of the Website, App or Services, including, but not limited to restricting the number of accounts for which you may register, and/or imposing charges for certain features of the Services. You agree to use the MeetQuoteShack Website and the Services only for purposes as permitted by these Terms. MeetQuoteShack reserves the right to modify or impose any limitations on the use.

7. USER CONDUCT

7.1. ALL USERS

In using the Services as a Listers or Renter, you agree to comply with all Booking procedures and use best efforts to provide an enjoyable and safe experience for other Users. Moreover, you agree that you will not:

  • Create any false issue requests;
  • Publish any false or inaccurate review or representation of another user or another user’s item.
  • Create more than two MeetQuoteShack accounts for yourself or on behalf of another person or business.
  • Create a posting for an item that is not in your possession or that you do not have permission to rent.
  • Allow a booking of an item that is already confirmed by another user (double booking the item)
  • Solicit users to join a third-party service that may or may not be a competitor of MeetQuoteShack.
  • Use, copy or steal another user’s user content.
  • Post an item with information that is false or misleading, including in the picture, description, condition rating, or pricing.
  • Intentionally or unintentionally cause harm or damage to another user’s item, steal an item, use any item for a purpose that is not the item’s primary purpose or use an item to commit any crime or otherwise break any applicable law.
  • Use or promote the MeetQuoteShack platform to promote any illegal or violent activities.
  • Discriminate against any other user, including refusing to interact with another user solely based on race, gender, sexual orientation, nationality, culture, and/or religion.
  • Use the MeetQuoteShack platform in any way to harm, disrespect, or bully another user.
  • attempt to intentionally cause a poor experience for another user.
  • attempt to blackmail or extort another user for a personal gain or for the user’s downfall.
  • "stalk” or harass any other user or collect or store any information about any other user other than for purposes of transacting with one another; or
  • impersonate any person or entity or falsify or otherwise misrepresent yourself or your affiliation with any person or entity.

7.2. RENTER RULES.

Renters further agree to the following conditions in respect of any Booking:

  • Buyer shall follow the shop-keepers privacy policy.
  • Buyer shall not use the Item for any illegal activities.

8. INDEMNITY

You agree to defend, indemnify and hold MeetQuoteShack, its affiliates, subsidiaries, directors, officers, employees, agents, partners and licensors harmless from any claim or demand, including reasonable legal fees, made by a third party, relating to or arising from: (a) any content you create, submit, post, transmit, or otherwise make available through the Website, App or Services; (b) your use of the Website, App or Services; (c) any dealings between you and any persons to whom you send or otherwise transmit links or any content to using the Service, including without limitation claims relating to misrepresentation; (d) any violation by you of these Terms; (e) your violation of any rights of another; or (f) your violation of any contract you enter into with another User of the Service. This obligation shall survive the termination or expiration of these Terms and/or your use of the Services.

9. TERM; TERMINATION

9.1. TERMINATION BY MeetQuoteShack

MeetQuoteShack may, at any time and for any reason or no reason, without prior notice, immediately suspend all or a portion of your Account and/or access to the Website, App or Services. Cause for such termination shall include, but not be limited to: (a) violations of the Terms, or any other policies or guidelines that are referenced herein and/or posted on the Website, App or through the Services; (b) discontinuance or material modification to the Services or any part thereof; (c) a request and/or order from law enforcement, a judicial body, or other government agency; (d) where provision of the MeetQuoteShack Website, App or the Services to you is or may become unlawful; (e) unexpected technical or security issues or problems; or (f) your participation in fraudulent or illegal activities. Any such termination or suspension shall be made by MeetQuoteShack in its sole discretion, and MeetQuoteShack will not be responsible to you or any third party for any damages that may result or arise out of such termination or suspension of your Account and/or access to the Services. Listers or Renter will be required to have a background and criminal check, renter with criminal background will not be able to register.

9.2. CLOSING OF ACCOUNT BY USER.

At any time, a User may terminate an Account, provided that all amounts owed to other Users and MeetQuoteShack have been paid.

10. THIRD-PARTY CONTENT

10.1. ADVERTISEMENTS.

You acknowledge and agree that the Website and Platform may contain advertisements from both other Users and from other third parties. If you elect to have any business dealings with anyone whose products or services may be advertised on the Website, you acknowledge and agree that such dealings are solely between you and such third party and you further acknowledge and agree that MeetQuoteShack shall not have any responsibility or liability for any losses or damages that you may incur because of any such dealings.

10.2. SERVICE PROVIDERS

MeetQuoteShack uses third-party integrations to make available the Platform and Services. We cannot control how third parties conduct their business or what happens to their business or network. We cannot and will not be responsible or liable for any breaches or outages to their network, software, or any technology that they use in connection with MeetQuoteShack.

11. LIMITATION OF LIABILITY

MeetQuoteShack will not be liable for any kind of special, incidental, indirect or consequential damages whatsoever, even any damages that results from your use of or your inability to use the MeetQuoteShack website or app or any services, personal injury or property damage of any kind relating to the use of the service, any bugs, any viruses or any other file or data harmful to computer or communication equipment or data that may be transmitted to or the MeetQuoteShack website and any dealings or transactions between you and any persons or users to whom you send any content using the services.

LEGAL FEES

If you and MeetQuoteShack or you and another user end up in a legal dispute that goes to court, you agree that the unsuccessful party to the dispute shall be responsible for paying all the other party’s legal fees.